Create a setting similar to allowDiskUseByDefault=false but instead of returning a 292 QueryExceededMemoryLimitNoDiskUseAllowed when a query runs out of memory and needs to spill, fail the query with a retryable overload error so the driver will retry with exponential backoff.

This purpose of this is to enable a mongotune policy to recover a system that is experiencing query-driven memory exhaustion.